Twelve Points

It’s our mission to become your most trusted advisor.

At Twelve Points, we are more than advisors - we are Legacy Architects, partnering with families, business owners, companies, and non-profits to design, build, and protect the life and impact they’ve worked so hard to create.

Wealth Advisory

I am looking for wealth management services for myself or my family.

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Retirement Plan Advisory

I am looking for retirement services for my company or organization.

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Business Advisory

I am ready to maximize profits, lead with purpose, and leaving a lasting legacy.

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Institutional InvestmentAdvisory

I am looking for institutional investment guidance for my nonprofit or corporation.

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Guided by purpose.

Driven to build
lasting impact.

Meet the Team

Dave Clayman

Co-Founder and CEO

Francesca Federico

Co-Founder and President

Manny Frangiadakis

Co-Founder and Principal

Chris Cahill

Principal, Family Office Services

Upcoming Webinar

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February

From Allowance to Independence: Raising Financially Fit Kids

Give your children the tools to make smart money choices for life. This webinar guides parents on teaching budgeting, saving, spending wisely, and building financial confidence from childhood through young adulthood.

RecordedWebinars

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Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap for Women

Explore the key financial moves to make at every stage of life. From building a strong foundation in your 20s to confidently navigating retirement in your 60s and beyond, this session provides...

Watch Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap for Women Now

Why Long-Term Care Insurance Is a Safety Net Everyone Should Consider

We are all likely to face long-term care needs as we age and the costs can be significant. How can those expenses be covered well into our 80s and beyond without creating...

Watch Why Long-Term Care Insurance Is a Safety Net Everyone Should Consider Now

2025 Year in Review and Market Outlook for 2026

We will walk through the majors pits and peaks of this fiscal year, while focusing specifically on: Market Returns Sectors and Assets Which Appear Overvalued/Undervalued Trends We See Developing How to protect...

Watch 2025 Year in Review and Market Outlook for 2026 Now

Four Strategies to Make the Most of Your Retirement Lifestyle

What will your days look like once your career ends? At first, you may enjoy relaxing and traveling—but what comes next? Do you know how to begin planning for the decades ahead?...

Watch Four Strategies to Make the Most of Your Retirement Lifestyle Now

Insights

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Wealth Advisory

Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap for Women

Money isn’t just about numbers. It’s about the freedom to live the life you choose, the security to support those you love, and the confidence to walk through each decade with purpose....

Retirement Plan Advisory

The Importance of Independent Oversight During a 401(k) Recordkeeper Transition

Overview A core component of any 401(k) recordkeeper transition is the transfer of plan assets. Assets are typically transferred in one of two ways: Liquidated and “mapped” into comparable investments at the...

Retirement Plan Advisory

What Retirement Plan Committees Should Be Covering in Their Meetings – A Best Practice Agenda for Strong Fiduciary Oversight

Well-run retirement plan committees do more than “check the box.” They provide documented, thoughtful oversight of the plan on behalf of participants and beneficiaries. A consistent meeting agenda not only improves governance,...