Twelve Points

It’s our mission to become your most trusted advisor.
At Twelve Points, we are more than advisors - we are Legacy Architects, partnering with families, business owners, companies, and non-profits to design, build, and protect the life and impact they’ve worked so hard to create.

Wealth
Advisory

I am looking for wealth management services for myself or my family.

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Retirement Plan Advisory

I am looking for retirement services for my company or organization.

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Business Advisory

I am ready to maximize profits, lead with purpose, and leaving a lasting legacy. 

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Institutional InvestmentAdvisory

I am looking for institutional investment guidance for my nonprofit or corporation.

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Guided by purpose.

Driven to build
lasting impact.

Meet the Team

Dave Clayman, Co-Founder, CEO, and CCO

Dave Clayman

Co-Founder, CEO, and CCO
Francesca Federico, Co-Founder and President

Francesca Federico

Co-Founder and President
Manny Frangiadakis, Co-Founder and Principal

Manny Frangiadakis

Co-Founder and Principal

Chris Cahill

Principal, Family Office Services

Upcoming Webinar

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22
October

Making Medicare Work for You

As we approach retirement, it is more important than ever to understand the impact that Medicare has on both our health care and retirement income. Use this seminar to help consider your Medicare options and make the best decision for your situation.

Register Now for Making Medicare Work for You

RecordedWebinars

Explore Webinars Archive

Evaluating Your Investment Portfolio: What Every Investor Should Know

Your investment portfolio doesn’t have to be confusing! Learn what to focus on, what to watch out for, and how to identify potential smart adjustments to help you stay on track for...

Watch Evaluating Your Investment Portfolio: What Every Investor Should Know Now

Financial Empowerment for Women: A Practical Guide to Confident Money Decisions

Women face unique financial challenges—but also possess powerful strengths when it comes to planning, prioritizing, and investing for the long term. This session is designed to help women build confidence with money...

Watch Financial Empowerment for Women: A Practical Guide to Confident Money Decisions Now

Preparing to Age Successfully

We will provide clear guidance for creating a supported and vibrant life as you grow older. You will learn the key focus areas that shape quality of life and the practical steps...

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Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap

Explore the key financial moves to make at every stage of life. From building a strong foundation in your 20s to confidently navigating retirement in your 60s and beyond, this session provides...

Watch Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap Now

Insights

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Retirement Plan Advisory

Planning for Technology & Other Future Costs

Three Retirement Cost Considerations That Most Retirees Don’t Plan For 1.  How Do Spending Rates Change During Retirement? Several studies have examined how retirees’ spending changes over time. The common belief is...

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Retirement Plan Advisory

IRS and DOL Audits Are No Longer Just a “Large Plan” Issue

For many years, retirement plan sponsors assumed regulatory audits were primarily a concern for larger plans, particularly those subject to the annual independent audit requirement. While larger plans continue to receive significant...

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Retirement Plan Advisory

Think Twice Before Treating Your 401(k) Like a Bank Account

Written by: Greg Phillips, AIF®, CPFA®, C(k)P® Spend a few minutes scrolling through TikTok, Instagram, or Facebook, and chances are you’ll come across a financial influencer sharing what they call a “money hack.”...

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