Twelve Points

It’s our mission to become your most trusted advisor.

At Twelve Points, we are more than advisors - we are Legacy Architects, partnering with families, business owners, companies, and non-profits to design, build, and protect the life and impact they’ve worked so hard to create.

Wealth Advisory

I am looking for wealth management services for myself or my family.

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Retirement Plan Advisory

I am looking for retirement services for my company or organization.

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Business Advisory

I am ready to maximize profits, lead with purpose, and leaving a lasting legacy.

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Institutional InvestmentAdvisory

I am looking for institutional investment guidance for my nonprofit or corporation.

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Guided by purpose.

Driven to build
lasting impact.

Meet the Team

Dave Clayman

Co-Founder, CEO, and CCO

Francesca Federico

Co-Founder and President

Manny Frangiadakis

Co-Founder and Principal

Chris Cahill

Principal, Family Office Services

Upcoming Webinar

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June

Evaluating Your Investment Portfolio: What Every Investor Should Know

Your investment portfolio doesn’t have to be confusing! Learn what to focus on, what to watch out for, and how to identify potential smart adjustments to help you stay on track for your retirement goals.

RecordedWebinars

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Preparing to Age Successfully

We will provide clear guidance for creating a supported and vibrant life as you grow older. You will learn the key focus areas that shape quality of life and the practical steps...

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Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap

Explore the key financial moves to make at every stage of life. From building a strong foundation in your 20s to confidently navigating retirement in your 60s and beyond, this session provides...

Watch Your Life, Your Wealth: A Decade-by-Decade Financial Roadmap Now

Stronger Than Ever: How to Age Well and Feel Amazing

As our bodies change, our wellness routines should evolve with them. Join us for an inspiring webinar featuring PJ Wren – certified in Fitness Training for the Older Adult and named Canada’s...

Watch Stronger Than Ever: How to Age Well and Feel Amazing Now

Real Estate Essentials: Buying, Selling & Renting with Confidence

This session simplifies the complex world of buying, selling, and renting a home. We’ll cover credit and affordability, down payments and closing costs, the mortgage and inspection process, how interest rates shape...

Watch Real Estate Essentials: Buying, Selling & Renting with Confidence Now

Insights

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Wealth Advisory

What Are Trump Accounts?

Trump Accounts (TAs) are a new retirement investment account designed to help children start saving and investing early. The goal is simple: give young Americans a head start on building long-term retirement...

Retirement Plan Advisory

The Hidden Risk in Your 401(k) Plan: Payroll Codes

Written By: Neil Tremblay When plan sponsors think about fiduciary risk, they often focus on investments, fees, or compliance testing. But one of the most common and most costly sources of operational...

Retirement Plan Advisory

The “Magic Retirement Number” Isn’t Really the Point

Written by: Greg Phillips, AIF®, CPFA®, C(k)P® Every year, new headlines seem to tell us the same thing. One year it’s “You need $1 million to retire.” The next, the figure climbs to...